DPG INVESTMENTS TERMS & CONDITIONS

By using this site, you signify your assent to the following terms and conditions of use without limitation or qualification. If you do not agree to these terms, do not use this site. Please read these conditions carefully before using this site. DPG Investments may at any time revise these terms and conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound. This site is for informational purposes and does not constitute an offer to sell or a solicitation of an offer to buy any security which may be referenced herein.

The information provided on this site is provided for informational purposes only. While DPG Investments seeks to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors for which we apologize. We reserve the right to make changes and corrections at any time, without notice. The information provided on DPG Investments’ site is provided “AS IS” and without warranties of any kind either expressed or implied. To the fullest extent permissible pursuant to applicable law, DPG Investments disclaims all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. DPG Investments does not warrant, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained on this site and DPG Investments expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on the site. DPG Investments will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Neither DPG Investments, nor any of its affiliates, directors, officers or employees, nor any third party vendor retained by DPG Investments will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of DPG Investments or of any vendor providing software or support services for this site. In no event will DPG Investments, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if DPG Investments or any other party have been advised of the possibility thereof.

Nothing contained in DPG Investments’ site constitutes investment advice. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by DPG Investments or its affiliates to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on DPG Investments’ site are the sole responsibility of the visitor, and in exchange for using DPG Investments’ site, the visitor agrees to hold DPG Investments harmless against any claims for damages arising from any decisions that the visitor makes based on such information.

Restrictions on Use of Materials

This web site is owned and operated by DPG Investments. Permission is granted to display and navigate this site with a computer using HTML browser software, solely for personal, non-commercial use. Any commercial or public use of this web site or any portion hereof is strictly prohibited.

Except as otherwise permitted by DPG Investments, no materials from this site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this site for non-commercial, personal use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse,re post, or use the content of this site for public or commercial purposes, including the text, images, audio, and video without DPG Investments’ written permission. Modification or use of the materials for any other purpose violates DPG Investments’ intellectual property rights.

DPG Investments neither warrants nor represents that your use of materials displayed on this site will not infringe rights of third parties not owned by or affiliated with DPG Investments.

SEC Materials

Certain information provided through this site has been filed with the Securities and Exchange Commission (“SEC”) (such materials being referred to as “SEC Materials”). DPG Investments does not assume any duty of disclosure beyond that which is imposed by law, and expressly disclaim any duty to update any information set forth in the SEC Materials. The SEC Materials should be read in conjunction with DPG Investments’ and Individual statements appearing in the SEC Materials are intended to be read in conjunction with and in the context of the complete SEC Materials in which they appear, rather than as stand-alone statements.

Certain statements included in both the SEC Materials and other public disclosures of DPG Investments contained on this site are “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are subject to risks, uncertainties, and other factors which could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. The most significant of such factors include, but are not limited to, the following: the performance of financial markets, the investment performance of DPG Investments’ sponsored investment products and separately managed accounts, general economic conditions, future acquisitions, competitive conditions, and government regulations, including changes in tax rates. DPG Investments caution readers to carefully consider such factors. Further, such forward-looking statements speak only as of the date on which such statements are made; DPG Investments undertakes no obligation to update any forward-looking statements to reflect events or circumstances after the date of such statements.

Submissions

Electronic Mail (email) submitted to this site should be considered neither secure nor confidential. DPG Investments makes no representation whatsoever concerning the security or confidentiality of your email messages and specifically makes no representation that any email message submitted through this site will be received by DPG Investments.

Any communications or material you transmit to this web site by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and nonproprietary and will become the property of DPG Investments or its affiliates. Such communications or material shall be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, DPG Investments is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this web site for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.

Trademarks and Copyrights

DPG Investments owns and operates this site. All trademarks, service marks, trade names, and logos displayed on this site are proprietary to DPG Investments, except as explicitly noted below under Ownership of Other Materials. Nothing contained on the web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this web site without the written permission of DPG Investments or such third party that may own the trademarks displayed on this web site. Your use of the trademarks displayed on this web site, except as provided herein, is strictly prohibited.

Images displayed on this web site are either the property of, or used with permission by, DPG Investments. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

Use of Links

Should you leave this site via a link contained herein, and view content that is not provided by DPG Investments, you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by DPG Investments. DPG Investments is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. DPG Investments makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

Ownership of Other Materials

Adobe®, Acrobat®, Acrobat® Reader, and the Acrobat logo are trademarks of Adobe Systems Incorporated. Microsoft® and Internet Explorer are trademarks of Microsoft Corporation. Morningstar® is a trademark of Morningstar, Inc. Netscape Navigator® is a trademark of Netscape Communications. Standard & Poor’s®, S&P®, Standard & Poor’s 500, S&P 500®, are trademarks of The McGraw-Hill Companies, Inc.

Jurisdiction and Governing Law

This web site is controlled and operated by DPG Investments from its offices within the State of Arizona, United States of America. DPG Investments makes no representation that materials on the site are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials on this site in violation of U.S. export laws and regulations.

The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject DPG Investments or its affiliates to any registration requirement within such jurisdiction or country.

The laws of the State of Arizona govern these terms and conditions. If you take legal action relating to these terms and conditions, you agree to file such action only in the Arizona State Supreme Court, or the United States District Court for the Southern District of Arizona, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any such action.

Integration and Severability

If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions. The preceding terms and conditions of use represent the entire agreement between DPG Investments and the user relating to the subject matter herein.

Investment Products Offered:

Are Not FDIC Insured | May Lose Value | Are Not Bank Guaranteed